Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, stands as a premier insurance agency exclusively dedicated to serving the unique needs of contractors operating right here in our community. We understand the distinct challenges and risks faced by construction professionals, from general contractors managing large-scale projects to specialized tradespeople ensuring meticulous finishes. Our mission is simple: to provide tailored insurance solutions that protect your business, your projects, and your bottom line, all managed by professionals who understand the construction industry.
At The Contractor's Choice, we are not just another insurance provider; we are a specialized partner invested in the success and safety of local contractors. Our team possesses deep industry knowledge, allowing us to navigate the complexities of construction insurance policies effectively. We pride ourselves on understanding the nuances of general liability, workers' compensation, equipment breakdown, tool and equipment protection, builder's risk, and commercial auto coverage – all critical components for a contractor's protection in the Phoenix area.
Operating from our Phoenix office at 4435 E Chandler Blvd Suite 200, we offer personalized service designed for the busy contractor. We take the time to understand your specific business operations, project types, and risk exposures. This allows us to craft insurance packages that are not only comprehensive but also cost-effective, ensuring you have the coverage you need without paying for unnecessary extras. Our goal is to simplify the insurance process, making it less of a burden and more of a strategic asset for your business.
General liability insurance is fundamental for any contractor. It protects you against claims of bodily injury, property damage, personal injury, and advertising injury that may arise from your business operations. In the demanding environment of construction sites in the Phoenix area, accidents can happen, and having robust general liability coverage is crucial for mitigating financial risks and protecting your reputation.
Workers' compensation insurance is another vital service we provide, specifically designed to cover medical expenses and lost wages for employees injured on the job. Ensuring your team is properly covered not only meets legal requirements but also demonstrates your commitment to their well-being and safety, which is paramount for maintaining a positive workplace culture and avoiding costly penalties.
Equipment breakdown and tool and equipment protection insurance are specialized policies tailored to the construction industry. These coverages help safeguard your significant investments in machinery, tools, and vehicles against unforeseen damage, theft, or breakdown, providing financial support for repairs or replacements without dipping into your operational budget. This is particularly important for contractors managing tight project timelines in the Phoenix region.
Builder's risk insurance is essential for protecting the structures you are constructing or renovating. This specialized coverage safeguards the physical project itself against damage from events like fire, vandalism, or natural disasters during the construction phase, protecting your investment and ensuring project continuity. Our team at The Contractor's Choice helps navigate the specifics of builder's risk policies to ensure adequate protection for each unique project.
Commercial auto insurance is another critical component for contractors who rely on vehicles for transporting materials, equipment, or personnel. We offer policies designed specifically for construction vehicles, trucks, and vans, covering liability, physical damage, and potentially even hired or non-owned vehicles used in your operations.
Our commitment extends beyond simply placing a policy. We provide ongoing support and guidance, helping you understand your coverage limits, endorsements, and policy terms. We stay informed about insurance industry trends and regulatory changes that could impact contractors in the Phoenix area, ensuring we offer the most current and relevant solutions.
Choosing The Contractor's Choice Agency at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048 means selecting a local partner with dedicated expertise in construction insurance. We are committed to building long-term relationships with contractors who value knowledgeable service, personalized attention, and proactive risk management strategies tailored specifically for businesses operating right here in Phoenix.
Ready to ensure your construction business is fully protected? Contact us today. Visit our website at https://contractorschoiceagency.com/ or call our dedicated team at 844-967-5247. Let The Contractor's Choice Agency help you navigate insurance complexities and focus on what you do best: building the community of Phoenix.
Frequently Asked Questions
Q1: What types of contractors do you serve?
We specialize in serving all types of contractors operating locally from our Phoenix office. This includes general contractors, specialty trade contractors (electrical, plumbing, HVAC, drywall, etc.), construction managers, remodelers, and even equipment rental companies based in the Phoenix area.
Q2: How can you help with my specific project risks?
Every construction project has unique risks. Our team at our Phoenix location will sit down with you to understand the specifics of your project – the type of construction, materials being used, site conditions, and project duration. Based on this information, we can recommend appropriate coverage additions or endorsements to builder's risk or general liability policies to address those specific risks.
Q3: Do you handle claims for contractors in the Phoenix area?
Absolutely. As your insurance agency located right here in Phoenix, we are committed to handling claims efficiently and effectively. Our goal is to manage the claims process so you can focus on getting back to work quickly, minimizing disruption to your projects and operations within the local Phoenix market.
Q4: How does the insurance process work for a new contractor starting in Phoenix?
Starting is exciting! We begin by discussing your business model, the types of projects you anticipate, and your risk tolerance. We'll explain the essential insurance coverages for contractors in Phoenix, help you select appropriate limits, and guide you through the application process. We aim to make securing your first insurance policies as straightforward as possible for new local contractors.
Q5: Can I get a quote for construction insurance over the phone?
Yes, you can! While a detailed quote often requires some information about your specific business and operations, our team at our Phoenix office is happy to provide a preliminary estimate over the phone. For a more comprehensive quote, we can schedule a brief virtual or in-office consultation to discuss your needs in detail.